Invento is a SaaS policy administration system for property and casualty carriers, with the flexibility to build rating algorithms from the bureaus you rely on, such as AAIS, ISO, MSO, and URB. Core-system capability that makes complex policy administration intuitive and compliant, built especially for mutual carriers writing farm, homeowners, and dwelling fire business.
Built for mutual carriers
Mutual insurers protect the farms, homes, and rental dwellings of the communities that own them. Invento gives mutual carriers a modern core system for the personal and farm property lines they know best, without the cost and complexity of a large-carrier platform.
Cover the whole operation on one policy: the farm dwelling, barns and outbuildings, farm personal property such as machinery and livestock, and farm liability.
Write owner-occupied homes with dwelling, other structures, personal property, loss of use, and personal liability coverage in one package.
Insure rental homes, seasonal properties, and dwellings that do not fit a homeowners form, from basic named perils to broader coverage.
Core-system depth without large-carrier overhead, so more of every premium dollar serves your members.
Mutuals rely on reinsurance to weather storms. See ceded exposure and treaty position next to the policies behind them.
Built around statutory requirements, so your policy records support the filings your state expects.
Build rating algorithms from bureaus such as AAIS, ISO, MSO, and URB, or your own filed programs, so premiums are consistent, explainable, and defensible.
Quote, bind, issue, endorse, renew, and cancel in one system with a complete history for every policy.
Designed around statutory requirements so your filings and your system tell the same story.
A reinsurance dashboard shows ceded exposure and treaty position alongside the policies behind it.
Clean screens and guided workflows let staff focus on risk, not on the software.
A SaaS platform with no on-premise infrastructure to buy, patch, or maintain.
Rating built faithfully from bureau and filed algorithms, not approximations.
The depth of a large core system, scoped for the carriers who need it most.
Shaped by close work with carriers on how policies are actually written and serviced.
Break free. Build more.
